Loan services
14 loan products, 3 clear categories.
From unsecured personal loans to ₹1 Cr+ business funding, LAP, vehicle and equipment finance — we compare 40+ partner banks & NBFCs and bring you the best fit. All rates marked with * are indicative and finalised at the lender's sole discretion.
Category 1
Retail Loans
5 servicesPersonal, home and consumer-asset funding for salaried & self-employed individuals.
Personal Loan
Instant Personal Loans — rates starting from 9.9%* p.a. onwards
Unsecured funds for personal needs — rates starting from 9.9%* p.a. onwards, disbursed in 24–72 hours.
Home Loan
Affordable Home Loans — rates starting from 8.35%* p.a. onwards
Buy, build or renovate your home — rates starting from 8.35%* p.a. onwards.
Used / Old Auto Loan
Used Vehicle Loans with Easy Financing
Finance pre-owned cars and commercial vehicles.
Salary Overdraft
Instant Salary Overdraft Before Payday
Instant credit line up to 3X monthly salary.
Balance Transfer (BT)
Transfer Existing Loans to Lower Your EMI
Move existing loans to lower-rate lenders.
Category 2
Business & SME
5 servicesWorking-capital, term and overdraft facilities for MSMEs, traders and growing companies.
Business Loan
Collateral-Free Business Loans to Fuel Growth
Collateral-free MSME funding up to ₹1 Cr* — rates ranging from 8.00%* to 30.00%* p.a.
Business Overdraft
Business Overdraft Limits for Smooth Operations
OD limits sized to your turnover & banking history.
Term Loan
Structured Term Loans for Capital Expansion
Structured long-term funding for capital expansion.
Overdraft (OD) Facility
Flexible Overdraft Facilities for Smart Cash Flow
Dynamic credit line — pay interest only on utilization.
Loan Against Property
Unlock the Hidden Value of Your Property
Unlock liquidity from residential or commercial property.
Category 3
Asset & Infrastructure
4 servicesCommercial vehicles, machinery, equipment and asset-refinance for fleets and manufacturers.
Commercial Vehicle Loan
Commercial Vehicle Loans to Grow Your Fleet
Trucks, buses, tippers & LCV finance for fleets.
Equipment / Machinery Loan
Machinery Financing for Manufacturing & Healthcare
Manufacturing & medical equipment financing.
Commercial Equipment Loan
Commercial Equipment Finance for Infrastructure
Finance excavators, cranes, loaders & infra machinery.
Government schemes
Govt. Business Loan Schemes
View all schemesMargin-money subsidy, collateral-free guarantees and interest subvention — central-government schemes that lower the cost of borrowing for MSMEs and entrepreneurs.
PMEGP
Credit-linked subsidy scheme for new micro-enterprises with margin money subsidy up to 35%.
View full details →PMMY
Collateral-free loans up to ₹10 lakh for non-corporate small business units under Shishu, Kishor & Tarun categories.
View full details →Stand-Up India
Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs setting up a greenfield enterprise.
View full details →PM SVANidhi
Micro-credit for street vendors — collateral-free working capital loans up to ₹50,000 with interest subvention.
View full details →CGTMSE
Credit guarantee on collateral-free loans up to ₹5 crore for Micro & Small Enterprises.
View full details →Disclaimer: Scheme eligibility, approval, and benefits are determined solely by the relevant government authorities, banks, and implementing institutions.