Eligibility criteria
- Min 1 year experience (first-time buyer) or existing operator
- Age 21–65
- Valid commercial driving licence
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Commercial Vehicle Loan
Commercial Vehicle Loans to Grow Your Fleet
Expand your transport business with customized financing for trucks, buses, tippers, and LCVs.
- Funding up to 100% of on-road price
- Tenure up to 6 years
- Single & fleet operator support
- EMI aligned with route cash flow
Interest from 11% p.a.
EMI calculator
Plan your repayment
EMI Calculator
Live calculationQuick presets
50k50 L
Starting 9.9%*Up to 24%
1 yr5 yrs
No prepayment20% / year
Monthly EMI
₹ 10,871
for Personal Loan · 5 years @ 11.00%
Principal 77% Interest 23%
Principal₹ 5.00 L
Total interest₹ 1.52 L
Total payable₹ 6.52 L
*Indicative EMI based on the selected rate. Final rate, tenure and EMI are at the lender's discretion and depend on your credit profile.
Interest rates mentioned are indicative and final interest rates, eligibility, and approval terms are subject to lender policies and applicant profile.
Documents required
- KYC
- Vehicle quotation
- Route permit / experience proof
- Bank statement 6 months
Fees & charges
Processing 1–2%, RTO & insurance actuals.
Why route through Velixa
- Lowest rates from 40+ banks & NBFCs
- Single-window documentation
- Dedicated relationship manager
- Transparent fee disclosure
- Pre-approval eligibility checks
- Post-disbursal servicing support
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Other loan products
Personal Loan
Unsecured funds for personal needs — rates starting from 9.9%* p.a. onwards, disbursed in 24–72 hours.
Learn more
Business Loan
Collateral-free MSME funding up to ₹1 Cr* — rates ranging from 8.00%* to 30.00%* p.a.
Learn more
Home Loan
Buy, build or renovate your home — rates starting from 8.35%* p.a. onwards.
Learn more
Loan Against Property
Unlock liquidity from residential or commercial property.
Learn more