Free assessment
Funding readiness score in 5 minutes.
12 questions across 5 pillars — CIBIL, banking, ITR, GST and obligations. Get an honest readiness score, a pillar-by-pillar breakdown, and a free 24-hour diagnosis from a senior advisor. No CIBIL pull. No spam. No obligation.
CIBIL pillar
Is your CIBIL score 720 or higher?
If you're not sure, pull your CIBIL report once (a self-check is free, no impact).
How to use your score
What your readiness score means
90+
Premium-ready
Approach 1–2 best-fit lenders for premium rates. Don't apply to 5+ lenders.
75–89
Strong
Most banks will approve at competitive rates. Address the weakest pillar first.
60–74
Approvable
Private banks and NBFCs will approve. PSU banks may decline. Fix 1–2 pillars first.
Below 60
Not ready
Don't apply yet — the rejection enquiry will weaken your file further. Address pillars first.
Read next
Funding Readiness — The 6 Pillars
Understand what each pillar means and how underwriters evaluate it.
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Track over time
Business Funding Scorecard
Score bands 0–100 across 4 tiers — Not Ready, Approvable, Strong, Premium.
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Before you apply
Loan Readiness Checklist
The complete pre-application checklist — every doc and every fix, in order.
Read