Eligibility criteria
- Vehicle age <10 years
- RC & insurance copy
- Income proof
← All loans
Used / Old Auto Loan
Used Vehicle Loans with Easy Financing
Purchase pre-owned cars or commercial vehicles without exhausting capital reserves.
- Funding 80–85% of value
- Tenure up to 5 years
- Quick valuation
- Minimal paperwork
Interest from 14% p.a.
EMI calculator
Plan your repayment
EMI Calculator
Live calculationQuick presets
50k50 L
Starting 9.9%*Up to 24%
1 yr5 yrs
No prepayment20% / year
Monthly EMI
₹ 11,634
for Personal Loan · 5 years @ 14.00%
Principal 72% Interest 28%
Principal₹ 5.00 L
Total interest₹ 1.98 L
Total payable₹ 6.98 L
*Indicative EMI based on the selected rate. Final rate, tenure and EMI are at the lender's discretion and depend on your credit profile.
Interest rates mentioned are indicative and final interest rates, eligibility, and approval terms are subject to lender policies and applicant profile.
Documents required
- RC, insurance, prior owner KYC
- PUC & valuation report
- KYC & income proof
Fees & charges
Processing 2–3%, RTO transfer extra.
Why route through Velixa
- Lowest rates from 40+ banks & NBFCs
- Single-window documentation
- Dedicated relationship manager
- Transparent fee disclosure
- Pre-approval eligibility checks
- Post-disbursal servicing support
Explore more
Other loan products
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Home Loan
Buy, build or renovate your home — rates starting from 8.35%* p.a. onwards.
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Loan Against Property
Unlock liquidity from residential or commercial property.
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