Government schemes

Govt. Business Loan Schemes for every entrepreneur.

From margin-money subsidy under PMEGP to collateral-free CGTMSE coverage — we help you choose, prepare and apply for the right central-government scheme.

PMEGP

Credit-linked subsidy scheme for new micro-enterprises with margin money subsidy up to 35%.

Loan: Up to ₹50 lakh (manufacturing) / ₹20 lakh (service & business)

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PMMY

Collateral-free loans up to ₹10 lakh for non-corporate small business units under Shishu, Kishor & Tarun categories.

Loan: Up to ₹10 lakh (Shishu / Kishor / Tarun)

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Stand-Up India

Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs setting up a greenfield enterprise.

Loan: ₹10 lakh to ₹1 crore (composite loan: term + working capital)

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PM SVANidhi

Micro-credit for street vendors — collateral-free working capital loans up to ₹50,000 with interest subvention.

Loan: ₹10,000 (1st tranche) / ₹20,000 (2nd) / ₹50,000 (3rd)

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CGTMSE

Credit guarantee on collateral-free loans up to ₹5 crore for Micro & Small Enterprises.

Loan: Up to ₹5 crore per borrower (composite credit)

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Disclaimer: Scheme eligibility, approval, and benefits are determined solely by the relevant government authorities, banks, and implementing institutions.