Cashback Cards
Flat or category-wise cashback on every spend. Great for everyday users who want guaranteed monthly savings without tracking reward points.
Popular picks
Axis ACE, HDFC Millennia, SBI Cashback
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Credit Cards
Compare India's best credit cards — apply in minutes.
Cashback, travel, fuel, lifetime-free. We tie up with India's leading banks so you get the right card without juggling forms.
Card approval, limits, and benefits are determined solely by the issuing bank.
Categories
Types of credit cards in India
Travel & Miles Cards
Earn airline miles, complimentary lounge access, hotel privileges and zero foreign-exchange markup. Best for frequent domestic & international flyers.
Popular picks
HDFC Infinia, Axis Atlas, ICICI Emeralde
Fuel Cards
Waive the 1% fuel surcharge and earn accelerated reward points at HPCL, IOCL & BPCL pumps. Ideal for daily commuters and fleet owners.
Popular picks
BPCL SBI Card Octane, HPCL ICICI, IOCL Axis Bank Credit Card
Lifetime-Free Cards
Zero joining and zero annual fee — for life. Perfect first card for students, young earners and anyone building a credit history.
Popular picks
IDFC FIRST Select, Amazon Pay ICICI, Kotak 811 #DreamDifferent
Shopping & Co-branded Cards
Boosted reward points and instant discounts on Amazon, Flipkart, Myntra, Tata Neu and other major e-commerce platforms.
Popular picks
Amazon Pay ICICI, Flipkart Axis, Tata Neu HDFC
Premium & Super-Premium Cards
Unlimited lounge access, dedicated concierge, golf programs, milestone vouchers and luxury hotel collections for high-spend lifestyles.
Popular picks
HDFC Infinia, AmEx Platinum, Axis Magnus Burgundy
Benefits
Why use a credit card
Used responsibly, a credit card improves your CIBIL, gives interest-free credit and stacks rewards on every spend.
- Reward points / cashback (1–10% by category)
- Fuel surcharge waiver (up to ₹400/month)
- Domestic & international airport lounge access
- Movie, dining & shopping offers
- Insurance cover — purchase, travel, fraud
- Welcome benefits & milestone vouchers
- EMI on big purchases
- Interest-free credit period up to 50 days
Eligibility criteria
Salaried
- Age 21–65
- Minimum salary ₹15,000/month (entry-level)
- 1+ year of stable employment
- CIBIL score 700+ preferred
Self-employed
- Age 21–65
- ITR of ₹3 LPA+ (entry-level), ₹15 LPA+ (super-premium)
- Business vintage 2+ years
- CIBIL score 750+ preferred
Documents
- PAN & Aadhaar
- Address proof — utility bill / rent agreement
- Income proof — salary slips or last 2 ITRs
- Latest 3 months bank statement
Featured cards
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Our team is finalising the best card offers. Speak to an advisor for a personalised recommendation.
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