Overview
Stand-Up India facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and at least one woman borrower per bank branch, for setting up a greenfield enterprise in manufacturing, services, agri-allied or trading.
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Govt scheme
Stand-Up India
Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs setting up a greenfield enterprise.
Loan amount
₹10 lakh to ₹1 crore (composite loan: term + working capital).
Interest rate
Lowest applicable rate of the bank in that category (MCLR + 3% + tenor premium typically).
Subsidy / Guarantee
Refinance through SIDBI; CGFSIL credit guarantee available.
Eligibility
- SC/ST and/or Woman entrepreneur (18+ years)
- Greenfield project (first venture in this activity)
- For non-individual enterprises: 51%+ holding by SC/ST/Woman
- Borrower should not be in default to any bank/FI
Documents required
- Caste certificate (for SC/ST applicants)
- Identity & Address proof
- Project report with financial projections
- Proof of business premises
- Rental / lease agreement if applicable
How to apply
- 1Register on standupmitra.in
- 2Get hand-holding support for project report
- 3Branch shortlist & loan application
- 4Sanction & disbursement within 8–10 weeks
Official portal: https://www.standupmitra.in/
Visit official portalDisclaimer: Scheme eligibility, approval, and benefits are determined solely by the relevant government authorities, banks, and implementing institutions.