Velixa CapitalVelixa Capital

Property Advisory

Residential Property Assistance

Support for home buyers including financing, affordability analysis, and transaction guidance — so you borrow the right amount from the right lender.

  • Affordability & EMI assessment
  • Home-loan comparison and facilitation support
  • Documentation assistance for chosen property
  • Co-applicant & tax-benefit structuring
Advisory only: Velixa Capital is not a RERA-registered brokerage. We do not list or sell property. Loan approvals and valuations are at the sole discretion of lenders and authorities.

Overview

What this engagement covers

Buying a home is primarily a financing decision. We assess your true affordability (income, existing EMIs, dependents, tax outflow), build a long-term cash-flow projection, and help you compare home-loan structures (fixed vs floating, tenure, co-applicant, top-up headroom) that fit your life.

Once you've identified a property, our team assists with documentation review — guidance in reviewing publicly available RERA registration information, 30-year title chain, encumbrance certificate, sanctioned building plan and occupancy / completion certificate that the lender will require at sanction.

We do not market, list or sell property. Our role is independent advisory and transaction assistance only.

Who this is for

Ideal clients

  • First-time home buyers
  • Salaried families upgrading homes
  • NRIs financing Indian property
  • Self-employed structuring co-applicant loans

How it works

Process & timeline

  1. 1Affordability & cash-flow review
  2. 2Home-loan comparison across partner lenders
  3. 3Documentation assistance checklist for chosen property
  4. 4Loan structuring, sanction & disbursement coordination
  5. 5Annual review — balance transfer, top-up, pre-payment plan

Typical turnaround: Affordability report in 3–5 days. Loan sanction typically 7–21 days post-document submission.

Documents

What you need to share

  • KYC of all co-applicants (PAN, Aadhaar)
  • Income proof — Form 16 / ITR / bank statement
  • Existing loan & credit-card statements
  • Property documents shared by seller (for review)

Fees

Advisory fee structure

Flat advisory fee from ₹4,999 per engagement OR success-fee linked to loan sanction — disclosed in writing upfront.

FAQ

Common questions

Do you sell or list property?+

No. We are not a RERA-registered real estate brokerage. We only provide advisory and transaction assistance for properties you have already identified.

What does the home-loan assistance cover?+

We compare offers from leading partner banks & NBFCs, structure co-applicants, and coordinate the sanction & disbursement on your behalf.

Get a callback

Talk to a Residential Property Assistance advisor

Tell us your requirement (buy / sell / rent / invest) — an advisor responds within 24 hours.

Your data is protected and never shared without consent.

Not sure which engagement fits?

Browse the full Property Advisory catalogue or read our Property Finance guide first.

Explore further

Other property advisory services

Commercial Property Advisory

Investment analysis, rental yield assessment, and commercial asset evaluation for investors evaluating commercial assets.

View

Property Investment Advisory

Portfolio diversification, ROI modelling, and long-term investment planning for first-time investors, HNIs and NRIs.

View

Lease & Documentation Support

Rent agreements, lease documentation, verification guidance, and compliance assistance — so both sides start with clear paperwork.

View