Property Advisory
Property investment advisory — institutional rigour for personal decisions.
Capital-gains planning, portfolio diversification, FEMA / repatriation and exit-liquidity modelling for first-time investors, HNIs, NRIs and family offices. Independent advisory — no brokerage from developers.
Decisions we help you make
Capital-gains planning
Sections 54 / 54F / 54EC mapping — reinvestment route, timeline lock-ins, bond vs property reinvestment.
Yield & cap-rate
Net rental yield and cap-rate assessment for any commercial or residential asset you're evaluating.
Portfolio diversification
How does this property fit your wider portfolio — equity, debt, gold, business? Right mix by life-stage.
Exit-liquidity
Pre-committed exit routes — resale, REIT, fractional ownership, family transfer — modelled before you buy.
NRI / FEMA
Source-of-funds documentation, Form 15CA/CB workings, repatriation limits, AD-bank coordination.
Holding structure
Individual vs HUF vs LLP vs family trust — tax efficiency, succession and transferability implications.
What an engagement looks like
- Discovery — goals, horizon, risk appetite, current portfolio
- Recommended asset mix and capital-gains plan shared as PDF
- Documentation assistance for selected property (review only)
- Tax / FEMA / repatriation paperwork support end-to-end
- Annual portfolio review — yield, valuation, refinance, exit options
- Holding-structure optimisation for succession planning
Why independent advisory matters
FAQ
Common questions
How is long-term capital gain on property taxed in India?+
Long-term capital gain (property held >24 months) is currently taxed at 12.5%* without indexation. Sections 54 and 54F offer exemption if you reinvest the gain in a residential house (subject to caps), and section 54EC allows reinvestment in specified bonds (NHAI/REC/etc.) up to ₹50 L within 6 months. We map the right route for your situation — final tax depends on transaction specifics.
Can NRIs invest in Indian property and repatriate sale proceeds?+
Yes — NRIs and OCIs can acquire residential and commercial property in India (other than agricultural, plantation or farm house). Sale proceeds can be repatriated up to USD 1 million per financial year under FEMA, subject to tax compliance and CA-certified Form 15CA/CB. The remittance is executed by your authorised dealer bank — we coordinate the paperwork.
Do you recommend specific projects or developers?+
No. We are not a RERA-registered brokerage and do not earn commission from any developer. Our advisory focuses on the financial, tax and structural decision — yield, capital-gains, FEMA, exit-liquidity — not on identifying specific properties. You bring the property; we evaluate it.
Next step
Get your file reviewed before you apply again.
Share basic details — a senior advisor will read your profile, diagnose what's blocking approval, and tell you exactly what to fix first.
- No CIBIL pull until strategy is agreed
- No blind portal submissions
- Review by a senior advisor — not a call-centre agent
Explore further
Continue your funding readiness journey
Funding Readiness Assessment
Score your business against the 6 pillars lenders actually evaluate.
Why Loan Applications Get Rejected
The 8 silent killers behind approval failures — and how to fix each.
Tax Planning for Loan Eligibility
How ITR & GST decisions today decide your borrowing capacity tomorrow.
Business Loan vs LAP
Which structure actually fits your cash flow, risk and tenure.
Credit Profile Improvement
From low CIBIL or rejection to a fundable file — the structured way.