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Tier 1 city · Karnataka

Overdraft (OD) Facility in Bengaluru

Looking for overdraft (od) facility in Bengaluru? Velixa Capital partners with 40+ banks and NBFCs serving Bengaluru and surrounding areas across Karnataka — quick approvals, transparent fees and a dedicated relationship manager.

Why apply through Velixa in Bengaluru

  • Local servicing in Bengaluru
  • 40+ partner banks & NBFCs
  • Doorstep documentation pickup
  • Pre-approval eligibility check
  • Transparent rates & fees
  • End-to-end disbursal support

EMI calculator

Plan your repayment

EMI Calculator

Live calculation

Quick presets

50k50 L
Starting 9.9%*Up to 24%
1 yr5 yrs
No prepayment20% / year

Monthly EMI

₹ 16,134

for Personal Loan · 3 years @ 10.00%

Principal 86% Interest 14%
Principal₹ 5.00 L
Total interest₹ 80,809
Total payable₹ 5.81 L

*Indicative EMI based on the selected rate. Final rate, tenure and EMI are at the lender's discretion and depend on your credit profile.

Interest rates mentioned are indicative and final interest rates, eligibility, and approval terms are subject to lender policies and applicant profile.

About Overdraft (OD) Facility

A dynamic credit line where interest is charged only on the amount you use — not the total sanctioned limit. Setup against FDs, shares, or property for short-term needs.

  • Interest only on utilized amount
  • Annual renewal
  • No fixed EMI
  • Setup against FD / property / shares

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